Month: August 2013

Uses of an ID in Malaysia

I really don’t bother much with ID cards. In fact, I don’t have one. The only time I ever had a government issued one was when I lived in Japan – but then I never carried it anyway.

However, on occasions it is useful to carry something of the sort in Malaysia.

When doing anything remotely complicated when banking they often want to see your passport. Similarly with mobile phone companies.

When picking up parcels at a post office, when you want an age or resident discount at attractions, the cinema (they usually don’t ask for proof at cinemas), restaurants (ditto) or zoos, an ID makes it easier. Because Malaysians don’t really understand the concept of not having a government issued ID.

So, if you know they will want to see some kind of ID, and you wisely do not want to always carry your passport, here is an idea for you.

You can do this yourself, or take your passport to a photography shop, such as HK Photo in Midlands, Pulau Tikus, where they will charge a very reasonable RM10, and have it ready in about 20 minutes.

Scan the ID page of your passport, and the MM2H visa page of your passport. On a computer, reduce the size respectively of each page to about the size of a credit card. Print them, put them back to back and laminate them. The passport on one side, the visa on the reverse side.

I have done it myself, but the quality of the job done by the photography shop is far superior.

You can, of course, have it notarised (before you laminate it) if you wish – this would really make it official and legal – but no one cares. If they can see something that resembles an ID card they are used to, they are happy. If you want a notary office, however, they can be found near the banking area in Beach Street, George Town.

This card fits easily in your wallet, but if you are unlucky enough to be pickpocketed, then at least you can easily remake this card.

I cannot claim this to be my original idea, as a friend put me on to it, but it works well. Just one discount at an attraction and it more than pays for itself. For example, it saved RM45 each at an attraction in Sabah. Of course, we could have carried our passports instead, but it is a lot less secure, and much harder to replace them.

Rising medical costs in Malaysia?

http://www.hsbc.com.my/1/PA_ES_Content_Mgmt/content/website/personal/investments/liquid/4282.html

One of the  important reasons for some for choosing Malaysia for their retirement is the relatively low cost of medical treatment.  The standard of training of the doctors and the faciilties are good. I prefer to stay away from hospital – there are all these sick people there – and doctors – ditto.

I have heard that it is cheaper to spend the money you would otherwise spend on health insurance on very good clean food, and then you will stay healthy, and not need the health insurance. All you need is accident insurance.

And I also know people who pay a lot for health insurance, so then make sure they use it to get value for money – meaning many visits to the doctor and/or hospital, and being prescribed many pharmaceuticals.  Another medicine is prescribed to deal with the side effects from one medicine, and then more medicines to deal with other side effects, and then the patient ends up taking six or seven pills several times a day.

If you happen to be a UK citizen – or British subject – or however you say it, then it can be cheaper just to return to the UK to use the NHS if you have any serious matters to deal with.  Theoretically you need to be a UK resident, which means being there six months, I believe. I know people who have returned for cancer treatment, hip replacement etc. The NHS can be good. It depends on where you live – or more exactly, where you are registered with the NHS. You register either near your home or near your work.

If you want medicines, here generic medicines can be very cheap. I bought some anti-histamines the other day.  10 tablets cost RM2.  In the UK I used sometimes to buy them for hayfever – probably at ten times the price.

The TPP – Trans-Pacific Partnership treaty talks going on at the moment could drastically increased the prices of many things in Malaysia, including medicines, but the government says they won’t let this happen.

So, if the medical infrastructure is important to you, you can quite easily decide for yourself. If it is a financial decision, you can find out quite easily what will work for you best – Malaysia, Thailand, India etc. or your home country.

Personally, I think you can live very healthily here in Malaysia – fruit, vegetables, sunshine, exercise, low stress, avoiding GM food is easy, avoiding MSG is much harder though.  And if you live healthily, then medical costs are not such a major factor.

Featuring flip flops

If you want the rubber to meet the road – instead of plastic – then get your flip-flops at Flippers. Presumably wearing a natural material on your feet grounds you better, and is better for the health.

Flippers in Gurney Plaza

Flippers in Gurney Plaza

Gurney Plaza, Gurney Paragon etc. have outlets.

Flippers

Flippers

If you don’t care – try Tesco, where for RM3 you can sometimes find flip flops.

If you still want rubber flip flops, but perhaps less stylish, and at a much lower price, then try Mr DIY at Island Plaza, second floor.

Mr DIY, Island Plaza

Mr DIY, Island Plaza

If you have big feet you may be out of luck, but otherwise, rubber flip flops start at RM6.90

Mr DIY

Mr DIY

Anectodedly they last a similar period of time. That is how I how found them, having tried both.

Gespräche mit J.C. auf Deutsch 28: 16. August

2012-12-31 14.52.51s

Jede Woche treffe ich mit meinem Freund JC, mit wem ich Deutsch lerne. Unser Zweck ist Deutsch zu üben und wir besprechen immer verschiedene Themen. Diese Blog handelt von unserer Gespräche. Bevor jedes Gespräch bereiten wir jetzt ein bisschen.  Wir gebrauchen ein Buch, dass kategorisiert Worten nach Thema, aber wenn wir ein Wort nicht kennen, benutzen wir auch ein Wörterbuch.

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Ich wüßte, dass das Thema für heute ein Argument verursachen würde. Das ist die Wirkung von einem umstrittenen Thema. Und die Thema war die Wirtschaftwissenschaft.Ich wollte nämlich aufklären, wie es möglich ist, eine wirtschaftliche Krise zu lösen und einen Wirtschaftsboom zu machen. Es ist nicht durch Zufäll, aber wenn man die Medien sieht, sind diese Wirkungen unverständlich. Wir zustimmen auf der Erklärung nicht, und dann konnten wir eine gute Besprechung haben, die den Zweck ist.Wir sprachen über konkreten Beispiele, aber ich will meine Gedanken erklären. Mein Verständnis folgt. Wenn die Regierung gute Infrastruktur baut, wirkt es sehr gut fur die Wirtschaft. Jede Land ist einzigartig, und verschiedene Umstände hat – manche haben Bodenschätze (das Öl, der Gummi usw.) und manche nicht. Aber der Erfolg hängt nicht an dieser Bedingungen ab. Gute Infrastruktur baut eine gute Wirtschaft.Wir zustimmen eventuell beide nach hier.  Nach dem Wirtschaftsboom kommt eine wirtschaftliche Krise, und manchmal Krieg.  Ich finde, dass die Ursache des Kriegs oft ist, weil die Regierung keine andere Ideen hat, die Krise zu lösen.

Allerdings, normalerwiese leihen die Regierung das Geld mit Zinsen für die Infrastruktur aus. Und im allgemein werden nach und nach die Rückzahlungen größer, und einen größeren und größeren Teil des Steureinzugs. zB. Ich habe gelesen,dass jetzt eben mit dem niedrigen  Zinssatz, die Zinsenzahlungen der japanesische Regierung die Hälfte des Steureinzugs sind. Mit einem höheren Zinssatz, wird die Zinsenzahlungen alle den Steureinzug brauchen.  Außer wenn die Wirtschaft immer größer wird, muss eine wirtschaftliche Krise kommen. Deutlich ist die Zinsen ein Problem. Wir wissen, nicht nur durch Theorie sondern auch durch Erlebnis.

Die Lösung für dieses Problem ist für die Regierung das Hoheitsrecht zu benutzen, und Geld zu erzeugen.  Sie muss Geld nicht ausleihen. Dann gibt es keine Zinsen zu zurückzahlen.  Präsident Lincoln hat so gemacht.  Oh je! Er wird erschossen. Präsident Kennedy hat so gemacht. Oh je! Er wird auch erschossen. Wörgl in Austria hat so gemacht, und hat groß Erfolg, bis die Zentralbank es gehalten hat. Es gibt viele andere erfolgreiche Beispiele.Folglich ist meine Folgerung, dass es nicht wirtschaftlich schwierig ist, eine erfolgreiche Wirtschaft zu haben, sondern ist es politisch schwierig, weil die Zentralbanken, die Banken, und die größe Gesellschaften nicht wollen, dass zinsfrei Geld besteht. Alles klar?

JC zustimmt mit mir nicht. Aber es war eine gute Besprechung.

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Neue Wörter für mich:
verursachen = to cause
die Wirkung = the effect
wirken = to have an effect, be effective
umstritten = controversial
die Wirtschaftwissenschaft = economics
nämlich = namely, actually
erklären = to explain
die Erklärung = explanation
aufklären = to solve
eine wirtschaftliche Krise = economic crisis
der Wirtschaftsboom = economic boom
der Zufäll = chance, fate
unverständlich = incomprehensible
der Zweck = purpose, point
konkret = concrete
das Verständnis = understanding
die Infrastruktur = infrastructure
einzigartig = unique
die Umstände = circumstances
die Bodenschätze = natural resources
das Öl = oil
der Gummi = rubber
der Erfolg = success
abhängen = depend on
die Bedingung (en) = conditions
eventuell = possibly
die Ursache = cause
Allerdings = certainly
ausleihen = to borrow
die Zinsen = interest
im allgemein = in general
die Rückzahlung = payment
der Steureinzug = tax collection
der Zinssatz = interest rate
die Hälfte des Steureinzugs = half of the tax collection
Deutlich = clearly
das Hoheitsrecht = sovereign right
erzeugen = to create
zurückzahlen = to repay
Oh je! = Oh no
die Zentralbank = central bank
erfolgreich = successful
Folglich = therefore, subsequently
die Folgerung = conclusion
zinsfrei = interest free
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Straits Quay to E and O Hotel by boat

Having a coffee at Starbucks, Straits Quay today, we noticed a sign advertising a water limousine,

Lady

Lady Martina

Is this the long-awaited boat between Straits Quay to E & O Hotel?  It would appear so.

the quay

the quay at Straits Quay

 

Then at E & O…

E & O

E & O

E & O

E & O

 

Not much information on the signs, and none at the E & O, so I checked the web:

http://www.thesundaily.my/news/791912

http://www.themalaymailonline.com/travel/article/eo-launches-penangs-first-water-limousine

Signs of Cambodia

The last blog on my trip to Vietnam and Cambodia this year – 2013.

The signs I liked on this trip:

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meanwhile back in the city

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perhaps it’s about helmets

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flag

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as seen from a central park

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found justice

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World Toilet Association

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yum

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more official buildings

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I like that cults get a mention

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a couple of street signs

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money can be beautiful?

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here they have a cute dog

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in response to the universal question in this country

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sounds good

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it seemed interesting at the time

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useful to know

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bus timetables

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anywhere you’d like to go?

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outside a hotel near mine in Phnom Penh

Then down at Otres Beach…

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Err, don’t tell her what, exactly?

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sounds nice

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they have everything

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you can go anywhere

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and get anything

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sounds good

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so many bars

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you may know now, you probably won’t later

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ditto

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a local convenience store

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another bar

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I’m told they are good

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I don’t think they were joking

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another Otres Beach menu

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Yep, Cambodia Beer

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Blame Canada? For what? 50 cent beer?

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Ritchies was pretty good

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gives you an idea of local prices